New England’s Premier Hard Money Lender

Short-Term Financing for Real Estate Investments

About Us

Universal Capital was established in 2010 by an experienced team of mortgage banking professionals.  We provide time-sensitive  interim and bridge financing using non-owner occupied residential and commercial real estate as collateral.

Our funding is provided in an efficient and timely manner in contrast to the challenging and ever-changing guidelines experienced when working with traditional lenders.  We are a direct lender utilizing our own capital as our funding source.  We internally underwrite our loans allowing us to apply a common sense approach to our loan approval process.

Our Key Personnel

We are a direct lender utilizing our own capital as our funding source.

Robert A. Edelstein
Robert A. Edelstein
Principal and Co-founder

Principal and co-founder of Universal Capital. Previously Edelstein founded two separate mortgage-banking entities, Reliant Mortgage Company and Assurance…

Stacey Edelstein
Stacey Edelstein
Principal and Co-founder

Attorney Stacey Edelstein is a principal and co-founder of Universal Capital. In Addition, Attorney Edelstein maintains both her current active legal membership granted…

Keith Martine
Keith Martine
Private Lending Consultant

Keith’s role at Universal Capital is a private lending consultant. He graduated from the University of Massachusetts Lowell this past spring, 2014. There he received his …

Scroll to Top