Universal Capital was established in 2010 by an experienced team of mortgage banking professionals. We provide time-sensitive interim and bridge financing using non-owner occupied residential and commercial real estate as collateral.
Our funding is provided in an efficient and timely manner in contrast to the challenging and ever-changing guidelines experienced when working with traditional lenders. We are a direct lender utilizing our own capital as our funding source. We internally underwrite our loans allowing us to apply a common sense approach to our loan approval process.
Our Key Personnel
We are a direct lender utilizing our own capital as our funding source.
Robert A. EdelsteinPrincipal and Co-founder
Principal and co-founder of Universal Capital. Previously Edelstein founded two separate mortgage-banking entities, Reliant Mortgage Company and Assurance…
Stacey EdelsteinPrincipal and Co-founder
Attorney Stacey Edelstein is a principal and co-founder of Universal Capital. In Addition, Attorney Edelstein maintains both her current active legal membership granted…
Keith MartinePrivate Lending Consultant
Keith joined Universal Capital in 2014 to leverage his people and leadership skills, as well as his education and knowledge, to help research and analyze credit and collateral….
Ashley EdelsteinPrivate Lending Consultant
Ashley Edelstein is a Private Lending Consultant with Universal Capital. She graduated from the Pennsylvania State University with a Bachelors Degree in Human Development and Family Studies and a Minor in Psychology…
Carly TofuriPrivate Lending Consultant
Carly Tofuri is a Private Lending Consultant at Universal Capital. She graduated from North Shore Community College with her Business Degree. While studying there, Carly was a member of the NSCC’s Economics and Finance Club…