New England’s Premier Hard Money Lender

Short-Term Financing for Real Estate Investments


Bridge loan

A sum of money lent by a bank or other lending institutions to cover an interval between two transactions. Most often it includes the buying of one house and the selling of another. Also known as Bridge Financing, Bridge Lending, and Short-Term Bridge loans.


Something that is pledged as security for the repayment of a loan, and is then forfeited in the event of not fulfilling obligations.

Collateral lending

Providing a loan where the collateral serves as protection for a lender against a borrower’s default. For example, any borrower failing to make any payments under the terms of a loan obligation. Also know as Collateral Financing.


Commercial real estate is usually space that is leased out to individuals or businesses.

Commercial investment

An investment in a for-profit enterprise involved in the buying/selling of commercial real estate that is expected to generate cash flow.

Debt Financing

When an individual and/or institutional investors sell bonds, bills, or notes to a firm that raises money for working capital or capital expenditures.

Distressed Property

A property that is in poor financial or physical condition.

Equity Financing

Refers to the sale of an ownership interest to earn funds for business means.


Provide funding for a person or enterprise. Also known as funds.

Foreclosed Properties

When the homeowner is unable to make full principal and interest payments on their mortgage. This then allows the lender to take possession of the property, evict the homeowner, and sell the home. As it is specified in the mortgage contract.

Fix and Flip

This is a type of real estate investment strategy, in which an investor purchases distressed properties that need renovations done, and then intend on reselling them for a profit.

Hard Money Lender

Hard Money Lenders are lending companies that offer a type of real-estate backed loan. They are usually short-term lenders that provide funding based on the value of the collateral or real estate involved. Other common phrases used are Private Lenders, Private Financing, Business Lending.

Hard Money Connecticut

Hard money lenders that provide funding in the state of Connecticut.

Hard Money Maine

Hard money lenders that provide funding in the state of Maine

Hard Money Massachusetts

Hard money lenders that provide funding in the state of Massachusetts – Focused, but limited to, Boston and surrounding areas

Hard Money New Hampshire

Hard money lenders that provide funding in the state of New Hampshire


The process of investing money for profit. Another common term is Investor Loan.

Joint Venture

When two or more parties undertake jointly on a commercial enterprise.


Debt capital that gives the lender the right to take ownership or equity interest in the company if the loan obligation is not paid back in full and on time. It is generally subordinated to banks and venture capital companies because they are senior lenders.

Non-owner Occupied

The owner does not occupy the property.

Rehab Loans

Loan used to renovate a distressed property. Other common phrases used are Construction Loan, and Construction Financing.


The action of renovating a building. Similar terms include Complete Renovation, New Construction, Rehab, and Land Development


Real estate that is designed for people to live in.

Residential Investment

Investment in residential structures such as single-family and multi-family units, expenditures on manufactured homes, and improvements to housing units.

Spec Building

Building homes that are built in anticipation of finding a buyer, or not having a buyer lined up to purchase they home.

Structured Finance

A service that usually involves highly complex financial transactions that are offered by many large financial institutions. Mostly used for companies that have unique financing needs. Other common phrases include Financial Solutions, Standard Loan, and Finance Arrangements.


an area of land divided into multiple plots.

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