Universal Capital

Please be advised that we are not affiliated in any way with Universal Capital Loans of California

New England’s Premier Hard Money Lender

Short-Term Financing for Real Estate Investments

Loan officer on call this weekend is: Robert A. Edelstein

About Us

Universal Capital was established in 2010 by an experienced team of mortgage banking professionals.  We provide time-sensitive  interim and bridge financing using non-owner occupied residential and commercial real estate as collateral.

Our funding is provided in an efficient and timely manner in contrast to the challenging and ever-changing guidelines experienced when working with traditional lenders.  We are a direct lender utilizing our own capital as our funding source.  We internally underwrite our loans allowing us to apply a common sense approach to our loan approval process.

Our Key Personnel

We are a direct lender utilizing our own capital as our funding source.

Robert A. Edelstein
Robert A. Edelstein
Principal and Co-founder

Principal and co-founder of Universal Capital. Previously Edelstein founded two separate mortgage-banking entities, Reliant Mortgage Company and Assurance…

Stacey Edelstein
Stacey Edelstein
Principal and Co-founder

Attorney Stacey Edelstein is a principal and co-founder of Universal Capital. In Addition, Attorney Edelstein maintains both her current active legal membership granted…

Keith Martine
Keith Martine
Private Lending Consultant

Keith’s role at Universal Capital is a private lending consultant. He graduated from the University of Massachusetts Lowell this past spring, 2014. There he received his …

Mike Krone
Mike Krone
Executive Vice President

Mike has joined Universal Capital as its Executive Vice President. Until recently Mike had overseen the management and operation of title and escrow services for a national provider with of over $6.5 billion in annual closing transactions …

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