New England’s Premier Hard Money Lender

Short-Term Financing for Real Estate Investments

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TYPES OF LOANS:

- Rehab/Renovation Loans
- Bridge Loans
- Construction Loans
- Lend on SFR, Multi, Commercial
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BENEFITS OF HARD MONEY:

- Fast Closings
- 1-5 day Approval Process
- Simple Draw Process
- Collateral-Based Lending
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WHY UNIVERSAL CAPITAL?:

- Self Funded, Direct Lender
- No Minimum FICO scores
- Stated Income/Stated Asset Loans
- Simple Application Process
- Low Down Payments
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Universal Capital was established in 2010 by an experienced team of mortgage banking professionals.

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Hard Money Direct Loan Provider

Universal Capital is a direct hard money lender serving New England with short-term construction, renovation, and bridge loans. The Universal team of lenders are experts in mortgage banking, real estate, and private lending. Read more
Direct Loan Parameters

Direct Loan Parameters


We specialize in short-term real estate loans for non-owner occupied properties.

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Why Universal Capital?

Why Universal Capital?


We are a real estate private equity company providing short-term loans and investments ranging from $100,000 to $3 million.

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Apply Now

Apply Now


To apply now just fill out our easy online Loan Application Document.

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Want to learn more about investing in real estate or how to flip properties in New England?

Visit some of our websites for more information on “Hard Money in Massachusetts” and “Hard Money in Maine.”

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