Universal Capital

Please be advised that we are not affiliated in any way with Universal Capital Loans of California

New England’s Premier Hard Money Lender

Short-Term Financing for Real Estate Investments

Loan officer on call this weekend is: Keith Martine

Hard Money Direct Loan Provider

Universal Capital is a direct hard money lender serving New England with short-term construction, renovation, and bridge loans. The Universal team of lenders are experts in mortgage banking, real estate, and private lending. Read more
Direct Loan Parameters

Direct Loan Parameters

We specialize in short-term real estate loans for non-owner occupied properties.

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Why Universal Capital?

Why Universal Capital?

We are a real estate private equity company providing short-term loans and investments ranging from $100,000 to $3 million.

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Apply Now

Apply Now

To apply now just fill out our easy online Loan Application Document.


Want to learn more about investing in real estate or how to flip properties in New England?

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From Our Blog

Ten Tips for a Successful Fix and Flip

1. Find the Perfect Project For a successful fix and flip, you want to find the worst house in the best neighborhood! The more amenities your property has the better chance it will have selling against the competition. Things such as a yard, driveway, garage, good size rooms, town sewer versus septic, being on a […]

Fix and Flip Success Stories

Funded by Universal Capital This fix and flip success story stars the project located in Georgetown, MA. Universal Capital provided a short-term rehab loan that contributed to help purchase and renovate this beautiful home. The borrower was able to purchase this property at a discounted price because it needed a brand new septic system and […]

Real Estate Investing Success Stories: Kay Properties

Alicia and Tom Kay of Kay Properties of Massachusetts have been rehabbing and investing in residential real estate for several years now. With their existing background in real restate sales, their understanding of the market, an eye for remodeling and a drive to find an exciting and profitable new source of income…

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